Investments are the allocation of money or resources into assets like stocks, bonds, real estate, or businesses with the expectation of generating profit or income over time. They involve a level of risk, as returns are not guaranteed, but they offer potential for wealth growth and financial security.

Loans are sums of money borrowed from a lender, typically a bank or financial institution, with the agreement to repay the amount plus interest over a specified period. They are used to finance various needs, such as purchasing a home, starting a business, or covering personal expenses, and involve a legal obligation to repay under the terms set by the lender.

Seed capital is the initial funding used to launch a business or startup, typically provided by founders, angel investors, or early-stage venture capitalists. It helps cover early expenses such as product development, market research, and initial operations, often in exchange for equity or future financial returns.