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SPREADSHEETS REFERENCED IN THIS SITE

Here is a list of all the individual spreadsheets talked about on separate pages elsewhere. They were all created with Microsoft Excel97 software. A few have been downloaded from elsewhere on the web, in case a direct link gets broken. Their authors are credited. You can open the files with other spreadsheet software but they are not so robust. They will probably have problems creating the graphs and will be missing the financial functions.

A great many use the advanced financial functions reflecting the time-value-of-money equations talked about on the Rate of Return page. If your Excel97 is not generating the numbers correctly it may be because you have not enabled the Analysis Toolbar (>>Tools>>Add-Ins).

You are correctly concerned about the integrity of the files you download. It involves trust that my machine is clean. Macros are the possible problem because they are automated processes. I USE NO MACROS. Microsoft claims that Excel files saved with the extension .xlsx will NOT include macros. I have included copies of the files using that extension. Regardless, protect yourself by setting an option to open all downloaded files in 'Protected View'. Click File > Options. Click Trust Center > Trust Center Settings > Protected View.

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